The Virtual Assistant standard subscription fee is $23.95 per month. The VSA, however, currently offers the following association and company discounts. Only one discount can be applied per VSA subscription.  If you are a current subscriber and are eligible for one of these discounts, please do not complete a new subscription application. Instead, e-mail us at billing@fsonline.com with details of the discount for which you are eligible.

Association Discounts:
  • NAIFA (http://www.naifa.org): Offers members access to the NAIFA Virtual Library, plus a discounted monthly subscription fee of $19.95 to all NAIFA members. NAIFA members should use the upgrade application available in the NAIFA Virtual Library.
  • IARFC (http://www.iarfc.org): Offers a discounted monthly subscription fee of $19.95 to all IARFC members. IARFC members should use either the fax or online subscription application and enter 'IARFC' in the company code section to receive the discount.
  • National Association of Fraternal Insurance Counselors (NAFIC) (http://www.nafic.org): Offers members access to the VSA's Virtual Library, plus a discounted monthly subscription fee of $19.95 to upgrade to the VSA Professional. NAFIC members should use the upgrade application available in the NAFIC Virtual Library.
  • Women in Insurance and Financial Services (WIFS) (http://www.w-wifs.org): Offers members a discounted monthly subscription fee of $19.95.  WIFS members should use either the fax or online subscription application and enter 'WIFS' in the company code section to receive the discount.
Company Sponsorships/ Discounts:
  • (AIG) American General Life and Accident (AGLA): Provides licensed agents with access to the VSA Library, a scaled-down version of the full VSA (VSA Professional). A discount for a VSA Professional subscription is available by clicking UPGRADE in the AGLA VSA Library.
  • American National Multi-Lines: Provides a discounted subscription for only $96 for a one-year subscription (payable by check or credit card) or only $10 per month payable through payroll deduction. Click here for the special American National VSA subscription form, which must be completed and submitted to the American National home office address shown on the application.
  • American National Career Sales & Service: Provides a discounted subscription for only $8 per month payable through payroll deduction. Click here for the special American National Career Sales & Service subscription form, which must be completed and submitted to the American National home office address shown on the application.
  • Ameritas: Provides a tiered program.  All agents can get a compliance-approved VSA for $23.95 by clicking here.  Ameritas agents who are also NAIFA members get a compliance-approved and discounted VSA by subscribing on this page. Agents who are WIFS members can get the discount by subscribing on this page.
  • Associated Financial Group: Provides a discounted $19.95 monthly subscription for representatives. If you are an Associated Financial Group representative, put AFG as the company code on the VSA subscription application in order to receive the discount..
  • Cincinnati Life Insurance Company: Provides a discounted $19.95 monthly subscription fee for all Cincinnati Life agents. Go to http://clic.fsonline.com.
  • Columbus Life Insurance Company: Provides a discounted $19.95 monthly subscription fee for all Columbus Life agents. If you are a Columbus Life agent, put Columbus Life or COL as the company code on the VSA subscription application in order to receive the Columbus Life discount.
  • Farm Family: Provides a discounted subscription for only $72 for a one-year subscription (payable by check or credit card). Click here for the special American National/Farm Family VSA subscription form, which must be completed and submitted to the Farm Family home office.
  • Foresters Financial Partners: Provides a discounted $19.95 monthly subscription fee for all producers. If you are a Foresters producer, put Foresters as the company code on the VSA subscription application in order to receive the discount.
  • Foresters Life Insurance and Annuity Company: Contact the home office marketing department to see if you qualify for a free VSA subscription.
  • Guardian Life: A compliance approved "mini-VSA" is available at agency levels only. Contact us at at 225-387-9845 for details.
  • Kansas City Life: Contact the home office marketing department to see if you qualify for a free VSA subscription.
  • Liberty Mutual: Pays for selected agents. Provides a discounted $19.95 monthly subscription for all other Liberty Mutual agents...subscribe at http://lm.fsonline.com.
  • Lincoln Financial Group: Provides licensed agents with access to the VSA Library, a scaled-down version of the full VSA (VSA Professional). A discount for a VSA Professional subscription is available by clicking UPGRADE in the LFG Library.
  • Midland National Life: Provides a discounted $19.95 monthly subscription for all licensed agents...subscribe at this page.
  • Patriot Life/Frankenmuth: Provides licensed agents with access to the VSA Library, a scaled-down version of the full VSA (VSA Professional). A discount for a VSA Professional subscription is available by clicking UPGRADE in the Patriot Life Library.
  • Penn Mutual: Provides agents a special compliance-approved edition for $23.95 monthly subscription for producers. Subscribe at http://penn.fsonline.com.
  • Protective/West Coast Life: Provides a discounted $19.95 monthly subscription fee for all Protective agents. If you are a Protective/West Coast Life agent, please subscribe at http://protective.fsonline.com in order to receive the discount.
  • Shelter Insurance: Provides payroll deductions at $6 per month. Contact Pamela George at pmgeorge@shelterinsurance.com if you are a licensed producer
  • Transamerica/Monumental Life: Provides agents and managers with a discounted $10.00 monthly subscription via payroll deduction. Complete this payroll deduction form and send it Christen Fegeley (Christen.Fegeley@transamerica.com) in the home office marketing department for details. A discounted $19.95 monthly subscription for all other agents is available at http://transamerica.fsonline.com.
  • Western Fraternal Life Association: Pays for selected WFLA agents. Call the Marketing Department at 800-535-5472 for details.
BGAs/ IMOs Discounts:
The following BGAs/IMOs offer discounted VSA subscriptions at $19.95/month, but you must be contracted with them to receive the discount. If you are contracted with any of the following, please click on their name below in order to go to their website for a custom VSA application or call your support person for subscription help. If you are not contracted, please contact them directly for licensing details.